My credit cards down to £19,948 at last, just with minimum repayments. I won't risk any extra now. That is £3,000 reduction since same day last year. Well done. But still so painfully slow of course. If it is still as high as £16,948 this time next year or worse that will be devastating. I would need it to be down to £12,948 to feel happy but with this -- disaster little prospect of that EVER happening now. So no need to bother tightening belt, again all out Munich and Vienna. Jupiter in Scorpio from October 10th for following 13 months.